Elite Protection Since 1952

Insurance for the Exceptional

Bespoke coverage solutions crafted for high-net-worth individuals and discerning families. Experience insurance redefined with white-glove service and unparalleled protection.

Private Consultation Explore Services
$50B+
Assets Protected
70+
Years of Excellence
5,000+
Elite Clients
Our Services

Bespoke Coverage Solutions

Tailored insurance products designed exclusively for those who expect nothing but the finest.

Estate & Property

Comprehensive protection for luxury homes, estates, vacation properties, and valuable collections worldwide.

  • Multi-property coverage
  • Art & collectibles
  • Private staff liability
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Luxury Auto & Yacht

Specialized coverage for exotic automobiles, classic car collections, yachts, and private aircraft.

  • Agreed value policies
  • Worldwide coverage
  • Concierge claims service
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Umbrella & Liability

High-limit excess liability protection safeguarding your wealth and reputation from unforeseen claims.

  • Up to $100M coverage
  • Board member protection
  • Reputation management
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Jewelry & Fine Art

Specialized coverage for precious jewelry, museum-quality art, antiques, and rare collectibles.

  • Itemized appraisals
  • Transit protection
  • Restoration coverage
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Travel & Kidnap

Executive travel protection including kidnap & ransom, evacuation services, and worldwide medical.

  • K&R coverage
  • Executive evacuation
  • 24/7 security response
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Family Office

Comprehensive risk management solutions for family offices, foundations, and multi-generational wealth.

  • Fiduciary liability
  • Cyber protection
  • Succession planning
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Premium Insurance headquarters
70+
Years of Excellence
Our Legacy

A Tradition of Excellence

Founded in 1952, Premium Insurance Co. has been the trusted guardian of affluent families and their assets for over seven decades. Our heritage is built on discretion, expertise, and an unwavering commitment to our clients' peace of mind.

We understand that protecting significant wealth requires more than standard policies. Our team of specialists works closely with family offices, wealth advisors, and estate planners to create comprehensive risk management strategies tailored to each client's unique circumstances.

White Glove Service
Dedicated relationship managers
Complete Discretion
Privacy guaranteed
Global Coverage
Protection worldwide
Claims Advocacy
We fight for you
"Premium Insurance Co. doesn't just protect our assets—they protect our legacy. Their team has been our trusted partners for three generations."
Client Testimonials

Trusted by the Elite

"When our estate in the Hamptons suffered significant storm damage, Premium Insurance handled everything. Within hours, they had restoration experts on-site. The claims process was completely seamless."

RH
Robert H.
Real Estate Developer

"As a collector of rare automobiles, I needed an insurer who truly understands the value of what I own. Premium's specialists are genuine enthusiasts who provide exceptional coverage for my collection."

JM
James M.
Classic Car Collector

"Our family office manages complex assets across multiple jurisdictions. Premium Insurance provided a comprehensive solution that our previous insurers simply couldn't match. Their expertise is unparalleled."

SC
Sarah C.
Family Office Director
Concierge Service

Private Client Support

Experience the Premium difference with our dedicated client services team. We're available to assist with policy inquiries, claims, or to arrange a private consultation at your convenience.

Private Line
1-888-PREMIUM
Headquarters
Park Avenue, New York

Request a Consultation

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